The economic growth outlook for 2025 is turning out to be less favorable than previously expected, and an increasing number of small and medium-sized enterprises (SMEs) are feeling the effects of a slowing economic environment. Under such circumstances, conscious financial planning becomes especially valuable—something that relies heavily on accurate and up-to-date information, which can be derived directly from accounting and payroll.

For a long time, accounting and payroll were seen merely as administrative obligations. In reality, however, these areas serve as one of the most critical sources of data for corporate decision-making. A well-structured and forward-thinking accounting system not only records past financial events, but can also provide direction for the future. More and more businesses are recognizing that accounting and payroll data can be used to prepare budgets, investment models, tax optimization scenarios, and workforce planning strategies.

Planning is especially critical for companies with significant exchange rate or credit exposure, or for those preparing for new developments and investments. Tax benefits—such as those related to development, energy efficiency, or research and development—can offer substantial financial advantages, but only if they are identified in time and properly prepared for. In many cases, it is the collaborative work of the accountant and tax advisor that brings real value here.

In addition, optimizing wage structures, considering the adoption of the small business tax regime (KIVA), or creating liquidity and cash flow plans are all areas where accounting data and payroll information play equally important roles.

Let’s not forget about available funding opportunities either: there are currently several programs in place that can even be combined with tax incentives—making the financing of developments significantly more efficient.

It is becoming increasingly clear that the businesses able to successfully adapt to the changing economic landscape are those that not only “calculate afterwards” but also think ahead and integrate financial planning into their everyday operations.

If you want your accounting to genuinely support business decisions—instead of merely closing the books on the past—feel free to contact us. We’d be happy to assist you in building a forward-looking, customized financial structure.